SUPPORTING OUR COMMUNITY
INSURANCE AND PAYMENT INFORMATION
Navigating insurance can be complex, but we make the process transparent and easy. At Virtus Sport and Extremity, your well-being comes first. We are committed to clarity regarding your financial options, whether utilizing in-network benefits or exploring out-of-network possibilities. Our dedicated administrative team proactively verifies your insurance details and will contact you to discuss expected copayments, deductibles, and estimated out-of-pocket costs before your appointment. This upfront verification allows you to focus solely on your recovery.
For those without applicable coverage, we also offer flexible self-pay options. Please review the lists below for detailed information on the insurance plans we accept and all available payment methods.
ALWAYS CONFIRM WITH YOUR PROVIDER
ACCEPTED INSURANCE
IN-NETWORK INSURANCE
- Aetna
- Allied Benefit Systems
- Allsavers
- Ambetter
- Ash/Cigna
- American Specialty Health
- Anthem Blue Cross Blue Shield
- Anthem Blue Cross = Premera
- Anthem Blue Shield = Regence
- Bridgespan
- EBMS – Employee Benefit Management Services Inc.
- First Choice Health
- HMA – Healthcare Management Administrators
- Kaiser Permanente – PPO and HMO
- Lifewise
- Meritain Health, An Aetna Company
- Pacific Source Health
- Providence
- Premera/Anthem Blue Cross
- Regence
- RGA – Regence Group Administrators
- United Healthcare/UMR
- Trusteed Plans of Service Corporation (TPSC)
AUTO INSURANCE COMPANIES
- Allstate
- American Family Insurance
- Chubb/Corvel
- GEICO
- Nationwide
- PEMCO
- Progressive
- Safeco
- State Farm
- Travelers
OUT-OF-NETWORK INSURANCE
We are out-of-network with the following insurance companies:
- Medicaid | Apple Health | Molina Health | Humana | Community
- Medicare (State and Supplemental plans)
- Veterans (VA) | TriCare
- L&I – Washington State Labor & Industries
- HMO Plans (other than Kaiser)
Learn more about how insurance works: Understanding Chiropractic Deductible Changes for 2025.
WE PROVIDE FLEXIBILITY TO OUR PATIENTS
OTHER FORMS OF ACCEPTED PAYMENTS/SELF-PAY
For patients who do not have chiropractic or physical therapy insurance benefits, or those who prefer to pay directly for care, we offer a comprehensive self-pay system. This approach, often referred to as “cash-based” billing, simplifies your patient experience by eliminating administrative delays, allowing for faster treatment, and ensuring clear, upfront pricing with no hidden fees. Choosing self-pay gives you greater control over your treatment plan, as care is based solely on your recovery needs rather than insurance-dictated limits on visits or services.
We accept the following forms of non-insurance payment:
- Cash and Check
- Credit or Debit Card – Visa, MasterCard, etc.)
- Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) – These accounts use pre-tax funds for medical expenses
F.A.Q.
Do you take Insurance?
We're proud to be preferred providers for all major insurance companies in Washington State, including many of the most widely used plans. For a full list of accepted insurance providers and details on payment options, please visit our Insurance and Payments page.
Do you take X-rays?
What does cupping do?
How long are the appointments?
Do I have to be adjusted?
How much does it cost?
The cost of your visit depends on your specific insurance plan, as coverage and rates vary between providers. We'll bill your insurance company directly on your behalf. For more details on pricing, accepted plans, and payment options, please visit our Insurance & Payments page.