SUPPORTING OUR COMMUNITY
INSURANCE AND PAYMENT INFORMATION
Navigating insurance can be complex, but we make the process transparent and easy. At Virtus Sport and Extremity, your well-being comes first. We are committed to clarity regarding your financial options, whether utilizing in-network benefits or exploring out-of-network possibilities. Our dedicated administrative team proactively verifies your insurance details and will contact you to discuss expected copayments, deductibles, and estimated out-of-pocket costs before your appointment. This upfront verification allows you to focus solely on your recovery.
For those without applicable coverage, we also offer flexible self-pay options. Please review the lists below for detailed information on the insurance plans we accept and all available payment methods.
ALWAYS CONFIRM WITH YOUR PROVIDER
ACCEPTED INSURANCE
IN-NETWORK INSURANCE
- Aetna
- Allied Benefit Systems
- Allsavers
- Ambetter
- Ash/Cigna
- American Specialty Health
- Anthem Blue Cross Blue Shield
- Anthem Blue Cross = Premera
- Anthem Blue Shield = Regence
- Bridgespan
- EBMS – Employee Benefit Management Services Inc.
- First Choice Health
- HMA – Healthcare Management Administrators
- Kaiser Permanente – PPO and HMO
- Lifewise
- Meritain Health, An Aetna Company
- Pacific Source Health
- Providence
- Premera/Anthem Blue Cross
- Regence
- RGA – Regence Group Administrators
- United Healthcare/UMR
- Trusteed Plans of Service Corporation (TPSC)
AUTO INSURANCE COMPANIES
- Allstate
- American Family Insurance
- Chubb/Corvel
- GEICO
- Nationwide
- PEMCO
- Progressive
- Safeco
- State Farm
- Travelers
OUT-OF-NETWORK INSURANCE
We are out-of-network with the following insurance companies:
- Medicaid | Apple Health | Molina Health | Humana | Community
- Medicare (State and Supplemental plans)
- Veterans (VA) | TriCare
- L&I – Washington State Labor & Industries
- HMO Plans (other than Kaiser)
Learn more about how insurance works: Understanding Chiropractic Deductible Changes for 2025.
WE PROVIDE FLEXIBILITY TO OUR PATIENTS
OTHER FORMS OF ACCEPTED PAYMENTS/SELF-PAY
For patients who do not have chiropractic or physical therapy insurance benefits, or those who prefer to pay directly for care, we offer a comprehensive self-pay system. This approach, often referred to as “cash-based” billing, simplifies your patient experience by eliminating administrative delays, allowing for faster treatment, and ensuring clear, upfront pricing with no hidden fees. Choosing self-pay gives you greater control over your treatment plan, as care is based solely on your recovery needs rather than insurance-dictated limits on visits or services.
We accept the following forms of non-insurance payment:
- Cash and Check
- Credit or Debit Card – Visa, MasterCard, etc.)
- Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) – These accounts use pre-tax funds for medical expenses